By using the Summit Referral Group website, you agree to the following:

SUMMIT REFERRAL GROUP

-By opting in to Summit Referral Group, you consent to receiving text messages at the phone number provided for the purposes of account updates.

-You can cancel the SMS service at any time. Simply text "STOP" to the shortcode. Upon sending "STOP," we will confirm your unsubscribe status via SMS. Following this confirmation, you will no longer receive SMS messages from us. To rejoin, sign up as you did initially, and we will resume sending SMS messages to you.

-If you experience issues with the messaging program, reply with the keyword "HELP" for more assistance to (877) 881-3948, or reach out directly to [email protected].

-Carriers are not liable for delayed or undelivered messages.

-As always, message and data rates may apply for messages sent to you from us and to us from you.The frequency of messages you receive may vary. For questions about your text plan or data plan, contact your wireless provider.

-For privacy-related inquiries, please refer to our Privacy Policy.

Summit Referral Group provides users with a single site to conduct their Timeshare Exit Services. This Agreement contains the terms and conditions that apply to your use of SummitReferral.com. Please review the website’s Terms of Use, and if you do not agree to be bound by them, do not use the website. When using this website, please keep the following guidelines in mind:

• The information posted on the website is owned by Summit Referral Group and cannot be reproduced or otherwise used by you without the owner’s permission.

• Where you are given the opportunity to post information or pictures to the website for viewing by others, be sure that such information or pictures are not inaccurate, unlawful or infringing upon the rights of others.

• Please don’t interfere with website users’ privacy expectations by scraping or otherwise using their personal information, the website code, etc. for your own (or anyone else’s) commercial or non-commercial purposes.

• If you witness any violation of this agreement, please report it to add [email protected] Agreement In consideration of being allowed to use this website, you agree to be bound by the terms and conditions of this agreement. Use of this website in any manner shall constitute your acceptance of the following terms:

1. Passwords. Members and Users of this website will be issued a user ID and password (which you may subsequently change) to access password-protected sections of the website. You agree not to provide your user ID or password or to otherwise grant access to password-protected sections of the web site to any other person and, if you do so in violation of this Agreement, you will be held responsible for:

(a) providing access to the web site in violation of the terms of this Agreement.

(b) the online conduct of such person;

(c) monitoring such person’s access to and use of the website; and

(d) the consequences of any use of the web site by such a person.

2. Restrictions on use. This website is owned and operated by Summit Referral Group and contains data, text, graphics, code, software and other content (“Website Content”) that is supplied and owned by Summit Referral Group and is protected by copyright, trademark and other applicable laws. Unless otherwise expressly and specifically permitted by usage terms relating to specific Website Content, you may not:

• Modify, copy or reproduce the Website Content;• Republish, upload, post, transmit or publicly display the Website Content to or through your personal website, e-mail or any other medium;• Prepare derivative works based on the Website Content; or

• Provide or distribute the Website Content to external entity, or allow any external entity to use Website content. Provided Summit Referral Group members and users keep intact all copyright and other proprietary notices, they may print, download and use Website Content for:

• Personal reference,

• Use in Summit Referral Group members’ and users’ real estate business provided such use conforms to any usage terms posted on the website• Other uses where express written consent is obtained from this website (including consent posted on this website) and such use is in accordance with the terms of the written consent. Screen scraping or using other means to extract Website Content or data in bulk from this web site or its related applications is strictly prohibited.

3. Information provided by you. Some of the services offered in connection with the website require or permit you to provide information. If you use such services, you agree to:

• Provide accurate, truthful and complete information;

• Refrain from entering false, misleading, fraudulent, discriminatory, infringing, defamatory or illegal information;• Obtain the necessary use rights needed to use and display any content you post to the web site;

• Regularly and promptly update or delete content that becomes out-of-date

• Allow others to use the information you post in accordance with the purpose of the particular service where the information is used; and

• Promptly remove any information that is thought to violate the above provisions upon the request of Summit Referral Group. You will be responsible for all content you provide for use on the website; Summit Referral Group will not be responsible for the content you provide for display on the website. Summit Referral Group and its service providers reserve the right to take any action reasonably necessary upon notice of a potential claim to mitigate their exposure to liability for contributory or vicarious infringement, defamation or other claims arising from, relating to or based upon any content you provide to the website, including removing such content and turning off your access to the website or portions thereof. Such action will not be considered a breach or default by Summit Referral Group or its service providers.

4. Terms of use for specific services. In addition to these terms, some services offered in connection with the website may be governed by additional terms of service specified at the point of access, all of which are incorporated herein by reference. For example, the forms service is governed by the License to Use Forms on www.SummitReferral.com.

5. Website content ownership; trademarks. Website Content (other than that which you provide) is owned by Summit Referral Group and its licensors. The Website Content is intended solely to provide business information to authorized users of the website. Summit Referral Group and licensors do not guarantee the accuracy, completeness or timeliness of, or otherwise endorse, the views, opinions or recommendations appearing on the website, or advocate the purchase, sale or use of any Website Content, service or product offered in connection with the website. www.SummitReferral.com is the registered trademark of Summit Referral Group, and all trademarks, service marks and trade names used on the website are the property of Summit Referral Group, its subsidiary, or their respective owners, and may not be copied, downloaded or otherwise exploited without the permission of Summit Referral Group or the owner of such trademark, service mark or trade name.

6. Infringement policy.Summit Referral Group, pursuant to 17 U.S.C. Section 512 as amended by Title II of the Digital Millennium Copyright Act (the “Act”), reserves the right, but not the obligation, to terminate your license to use the website if it determines in its sole and absolute discretion that you are involved in infringing activity, including alleged acts of first-time or repeat infringement, regardless of whether the material or activity is ultimately determined to be infringing. Summit Referral Group accommodates and does not interfere with standard technical measures used by copyright owners to protect their materials. Summit Referral Group has registered a designated agent with the Copyright Office pursuant to 17 U.S.C. 512(c). If you believe your copyright material is being used on this site without permission, please notify the designated agent at:

[email protected] In addition, any written notice regarding any defamatory or infringing activity, whether of a copyright, patent, trademark or other proprietary right, should be sent to our designated agent, listed above, and must include the following information:

• A. A physical or electronic signature of a person authorized to act on behalf of

(1) the owner of an exclusive right that is allegedly infringed or

(2) the person defamed.

• B. Identification of the copyrighted work claimed to have been infringed, or, if multiple copyrighted works at a single online site are covered by a single notification, a representative list of such works at that site. Similarly, for other types of infringing materials, a list of such materials.

• C. Identification of the material that is claimed to be infringing, to be the subject of infringing activity, or that is claimed to be defamatory and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit us to locate the material.

• D. Information reasonably sufficient to permit us to contact you, such as your address, telephone number, and/or electronic mail address.

• E. A statement that you have a good faith that use of the material in the manner complained of is not authorized by the copyright or other proprietary right owner, its agent, or the law.

• F. A statement that the information in the notification is accurate, and under penalty of perjury, that you are authorized to act on behalf of the owner of an exclusive right that is allegedly infringed or on behalf of the person defamed.

• 7. Links to external entity sites and services. This website includes links to and information about websites and services owned by Summit Referral Group and others (“external entity Sites”). Summit Referral Group is not responsible for the content contained on any external entity Site. Furthermore, unless expressly indicated otherwise Summit Referral Group does not endorse, approve or otherwise warrant the accuracy of any information or content contained on any external entity Site. You should review the terms and conditions of use and the privacy policy of the external entity Site, if any, before using that site. Associated Press text, photo, graphic, audio and/or video material shall not be published, broadcast, rewritten for broadcast or publication or redistributed directly or indirectly in any medium. Neither these AP materials nor any portion thereof may be stored in a computer except for personal and non-commercial use. AP will not be held liable in any way to Summit Referral Group or to any Permitted Employee [Summit Referral Group member, user or employee] or to any external entity or to any other person who may receive information in the Service or to any other person whatsoever, for any delays, inaccuracies, errors or omissions therefrom or in the transmission or delivery of all or any part thereof or for any damages arising from any of the foregoing or occasioned thereby.

8. Warranty disclaimer.THE WEBSITE CONTENT AND FUNCTIONALITY PROVIDED IN CONNECTION WITH THIS WEBSITE, AND external entity SITES, ARE PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, FAR DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT.Summit Referral Group DOES NOT WARRANT THAT THIS WEBSITE AND ITS FEATURES WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THIS WEBSITE, INCLUDING THE COMMUNITY AREAS, OR THE SERVER THAT MAKES THEM AVAILABLE, ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. Summit Referral Group DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR RESULTS OF USE OF THE WEBSITE CONTENT OR external entity SITES IN TERMS OF THEIR CORRECTNESS, ACCURACY, APPROPRIATENESS IN A GIVEN SITUATION, TIMELINESS, RELIABILITY OR OTHERWISE. YOU ASSUME ALL RISK OF ERRORS AND/OR OMISSIONS IN THE WEBSITE, INCLUDING THE TRANSMISSION OR TRANSLATION OF INFORMATION. YOU ASSUME FULL RESPONSIBILITY FOR IMPLEMENTING SUFFICIENT PROCEDURES AND CHECKS TO SATISFY YOUR REQUIREMENTS FOR THE ACCURACY AND SUITABILITY OF THIS WEBSITE, INCLUDING THE INFORMATION PROVIDED HEREIN, AND FOR MAINTAINING ANY MEANS THAT YOU MAY REQUIRE FOR THE RECONSTRUCTION OF LOST DATA OR SUBSEQUENT MANIPULATIONS OR ANALYSES OF THE INFORMATION PROVIDED HEREUNDER; YOU (AND NOT FAR) ASSUME THE ENTIRE COST OF ALL NECESSARY MAINTENANCE, REPAIR OR CORRECTION.

9. Limitation of liability. IN NO EVENT SHALL FAR OR ITS SUBSIDIARY COMPANIES NOR THEIR OFFICERS, DIRECTORS, EMPLOYEES, AGENTS OR SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES ARISING OUT OF OR BASED ON THE USE OF THIS WEBSITE OR WITH THE DELAY OR INABILITY TO USE THIS WEB SITE, OR FOR ANY WEBSITE CONTENT, PRODUCTS OR SERVICES OBTAINED THROUGH THIS WEBSITE, OR OTHERWISE ARISING OUT OF THE USE OF THIS WEBSITE, WHETHER BASED ON CONTRACT, TORT, STRICT LIABILITY OR OTHERWISE, EVEN IF Summit Referral Group OR ITS SUBSIDIARIES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS OR SUPPLIERS HAVE BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. YOU SPECIFICALLY ACKNOWLEDGE AND AGREE THAT Summit Referral Group AND ITS SUBSIDIARY COMPANIES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS AND SUPPLIERS SHALL NOT BE LIABLE FOR ANY DEFAMATORY, OFFENSIVE OR ILLEGAL CONDUCT OF ANY USER OF THIS WEB SITE.SOME STATES DO NOT ALLOW LIMITATIONS ON HOW LONG AN IMPLIED WARRANTY LASTS, SO THE ABOVE LIMITATION MAY NOT APPLY TO YOU. SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION OR EXCLUSION MAY NOT APPLY TO YOU.

10. Indemnification. You agree to defend, indemnify and hold harmless Summit Referral Group and its subsidiaries and suppliers and their respective directors, officers, employees and agents, from and against claims, actions, suits, proceedings, losses, liabilities, damages, costs and expenses (including reasonable attorney’s fees at all levels) arising out of or based on;

(a) any material posted or otherwise provided by you that is illegal or infringes any copyright, trademark, trade secret, trade dress, patent or other intellectual property right of any person or defames any person or violates their rights of publicity or privacy,

(b) any misrepresentation made by you in connection with your use of the website;

(c) your entry of false, misleading, fraudulent, discriminatory or defamatory information into, or your omission of material information from, a database, form, Web board or other discussion forum provided through the web site;

(d) any non-compliance by you with the terms and conditions of this Agreement; and

(e) claims brought by external entity arising from or related to your access or use of the web site.

11. Termination. This Agreement and the license rights granted hereunder can be terminated at any time by Summit Referral Group and for any reason and without notice. You may terminate at any time by discontinuing use. Termination or suspension of this Agreement or your access rights shall not affect any right or relief to which Summit Referral Group or its subsidiaries may be entitled, at law or in equity. Upon termination of this Agreement, all rights granted to you will terminate and revert to Summit Referral Group and its licensors.

12. Modification.Summit Referral Group reserves the right to amend this Agreement, with such amendments becoming effective upon notice thereof, which may be provided to you by posting on the website, via email or any other reasonable means. Continued use of the website by you shall be deemed to indicate your acceptance of any such amendments. Summit Referral Group also reserves the right to modify, add or discontinue any aspect, content or feature of the website at any time without notice to you.

13. Non-U.S. access.This website is controlled and operated by Summit Referral Group from its offices within the state of Florida, United States of America. Summit Referral Group makes no representation that the Website Content is appropriate or available for use outside the United States. Those who choose to access this website from outside the United States do so on their own initiative and are responsible for compliance with local laws, if and to the extent that local laws are applicable. Software from this website is further subject to United States export controls. No software from this website may be downloaded or otherwise exported or re-exported

(A) into (or to a national or resident of) Cuba, Iraq, Libya, North Korea, Iran, Syria, or any other country to which the U.S. has embargoed goods, or

(B) to anyone on the U.S. Treasury Department list of Specially Designated Nationals or the U.S. Commerce Department’s Table of Deny Orders. By using the website, you represent and warrant that you are not located in, under the control of, or a national or resident of any such country or on any such list. 14. Dispute resolution.This Agreement will be governed by and construed in accordance with the laws of the State of Florida without giving effect to any principles of conflicts of law, and venue will be in Orlando, Florida, with each party agreeing not to contest or seek to change venue.

15.Miscellaneous. You may not assign any of your rights, obligations or privileges hereunder without the prior written consent of Summit Referral Group. Any assignment other than as provided for in this Section shall be null and void. If any provision of this agreement shall be unlawful, void or for any reason unenforceable, then that provision shall be deemed severable from this agreement and shall not affect the validity and enforceability of any remaining provisions. This Agreement and any posted operating rules constitute the entire agreement of the parties with respect to the subject matter hereof, and supersede all prior or contemporaneous communications and proposals, whether oral or written, between the parties with respect to such subject matter. No waiver by either party of any breach or default here-under shall be deemed a waiver of any subsequent breach or default. The titles and subtitles used in this Agreement are used for convenience only and are not to be considered in construing or interpreting this Agreement. Sections 7, 8, 9, 10, 14 and 15 will survive termination of this Agreement.